Apply for a mortgage while filing your taxes
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Many of the documents you need to collect are important for both tasks. The basic documents for applying for a mortgage are:
- Two years of tax returns
- Check stubs/ W2’s
- Bank account information
Additional Mortgage documents
You will need a few additional documents for your mortgage that you may not need for your taxes. For example, you will also need:
- Gift letters if you are receiving money from family
- Photo ID
- Renting history (if you are a first time home buyer)
Money on the brain
While doing your taxes, it’s a great time to review your finances. You will have a clear picture of how you spent your money in the last year and be able to plan for the next year. You will be on your way to having a clear picture of what kind of home you can afford.
Need referrals?
Just like we love when you send us real estate referrals, we would be happy to refer you to a mortgage officer who can help get you on the road to home ownership! It’s never too soon to start the process.
Call or email us today!
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